About Residential Title & Escrow

Residential Title & Escrow Company (and its affiliated Commercial Settlement Services), is a woman-owned, minority company; headquartered in Baltimore, Maryland, with offices in Harford and Anne Arundel Counties, and in Sussex County, Delaware. As a full service real-estate title firm specializing in both Commercial and Residential settlements, Residential Title & Escrow Company is licensed in Pennsylvania, Delaware, Washington DC, West Virginia, and Maryland. Commercial settlement services are available in all 50 states and around the world through our Underwriter's National Division.

Over the past three decades, Residential Title & Escrow Company has built a singular reputation as a highly experienced group of professionals whose extensive knowledge of commercial and residential real estate adds value to every transaction.

Company Profile

SETTLEMENT OFFICERS

BONNIE P. PERLOW, President, received her Masters of Education degree from Johns Hopkins University in 1975, prior to starting her career as an educator in the Baltimore City school system. In 1990, after a successful five years in the real estate title industry, Bonnie applied her experience to the founding of Residential Title & Escrow Company.

ANNE LOUISE PERLOW, Senior Executive Vice President, serves as the operations manager, overseeing pre-settlement, process signing, post settlement and post closing departments. She also serves on the human resources committee for the company. Anne Louise holds her title license within the state of Maryland. She attended the University of Maryland, College Park and has been actively working in the title industry for over 20 years. Anne Louise is married and has four children. In her spare time she has a passion for photography.

CINDY BARBER, Vice President, received her Bachelor’s degree from Towson University and brings 25 years of title experience to every Residential Title & Escrow closing. Her areas of expertise include both Baltimore and Harford Counties. Along with her duties as a settlement officer, she also co-manages our corporate office in Owings Mills.

HEIDI MURPHY, Vice President, has been with Residential Title since 1992. With over twenty-five years in the industry, she brings a wide array of knowledge and experience to the settlement table. Concentrating on Carroll, Howard and Frederick counties, Heidi handles many of our builder & commercial clients.

LINDA LEVINSON, Vice President, , has over twenty years of experience in the industry, including that of managing a local title company. One of our valued settlement officers, Linda joined Residential Title in 1998.

DAVID E. MILLER, Vice President, is an attorney licensed to practice law in the States of Maryland, Delaware and West Virginia. David joined Residential Title & Escrow in 2004 after obtaining his B.A. from the University of Maryland at College Park and his J.D. from the University of Maryland School of Law. David serves as the Attorney of Record for Residential Title and provides support throughout all phases of the settlement process. He continues to conduct both residential and commercial closings in the Mid-Atlantic area. David also serves as the managing member of David E. Miller, LLC a boutique law firm specializing in title, real estate and small business matters. David is married and has twin daughters.

ANDY MILLER, Settlement Officer, graduated from the University of Vermont in 1982 with a Bachelor's degree in Sociology. He has worked with Residential Title since 2003. Originally from a traditional sales background, Andy is today a valued asset to our company and is requested by many of our clients

BUSINESS DEVELOPMENT

HOWARD PERLOW, Executive Vice President, graduated from the University of Maryland, cum laude, with a B.S. in Accounting, and afterwards earned his J.D. from the University of Baltimore School of Law. As a realtor in general brokerage prior to joining Residential Title & Escrow, Howard accumulated practical experience in real estate which further enhances his wealth of knowledge in the title industry. His highly specialized expertise in the processes surrounding title, allows him to be a valuable asset to many of the Baltimore region’s largest development companies. His unique ability to work out the most complex title problems Over the past 20 years at Residential Title & Escrow he has been a driving force behind the company’s growth, success, and reputation as the area’s leader in commercial title work. Howard is involved with several professional organizations including Home Builders Association of Maryland, NAIOP, and ICSC. He currently sits on the Boards of Levindale Nursing Home and The Cancer Institute at St. Joseph Medical Center. Howard is presently the Co-President of the Shaarei Tfiloh Congregation. He is a previous member of the Beth Tfiloh School and Synagogue Boards. Howard is active in fundraising for Cancer Centers and several other organizations.

ANDREW E. FINKELSTEIN, Vice President, graduated from the University of Pennsylvania with a B.A. in Sociology. Prior to joining Residential Title & Escrow in 2011, Andrew spent 5 years as a commercial real estate broker at David S. Brown Enterprises, LTD headquartered in Owings Mills and a year with Sierra US; a retail focused brokerage firm headquartered in Chicago. Andrew’s relationships in the commercial real estate industry made him a natural fit for the Residential Title & Escrow team. Andrew is a member of NAIOP, ICSC, ULI, and sits on the HBAM (Baltimore County) Board. Outside of the office, Andrew has held numerous leadership positions at The Associated, and has been an active Big Brother since 2005. He and his wife Debbie currently live in Pikesville.

MARKETING

JUDY BORNS, Vice President, Director of Marketing, is a graduate of the University of Dayton with a BS in elementary education. Judy oversees the marketing team's efforts and directs the Company's various marketing initiatives and special events, always doing "Whatever It Takes" for our customers. She served for 15 years as a marketing and sales executive with several leading homebuilders in the region prior to joining Residential Title & Escrow. Judy initially began her professional career an early childhood educator and as a reading specialist before relocating to Maryland in 1972 and beginning a new career in the Real Estate industry.

DALE BERNARDING, Account Executive, has spent the last 32 years in the real estate industry, including 21 years in new home sales, 6 years as a marketing representative, and 5 years as a realtor, during which time she was in the Woman's Council and the Million Dollar Club. Her current territory includes Frederick, Carroll, Howard, Harford, and Baltimore Counties, as well as Hanover and York, PA.

JACKIE NELSON, Account Executive, joined Residential Title & Escrow in 1999, coming from a lucrative career as a Real Estate Agent with Long & Foster. Jackie has spent much of her time learning the detailed inner-workings of the company, in order to provide the best possible service. She has established herself as one of the top marketers in the industry, and was selected as by the Greater Baltimore Board of REALTORS as its Affiliate of the Year in 2004.

ROBYN P. PERLOW, Account Executive, is responsible for overseeing numerous builder, bank and realtor accounts. Robyn graduated from McDaniel College in 2000 with a double major in Sociology and Criminal Justice. Prior to working for Residential Title & Escrow she spent five years in the title industry. She is native to Baltimore and serves on the events committee for The Home Builders Association of Maryland. In her time away from the office she enjoys reading, art history and traveling.