About Commercial Settlement Services
Company Profile
HOWARD PERLOW, Executive Vice President, graduated from the University of Maryland , cum laude, with a B.S. in Accounting, and afterwards earned his J.D. from the University of Baltimore School of Law. As a realtor in general brokerage prior to joining Residential Title, Howard has accumulated over two decades of practical experience in real estate to add to his specialized knowledge.
MORGAN C. GILLIGAN, Vice President & Director of Development, started with Residential Title in 2002. Prior to working with the company Morgan has held business development positions for MBNA and Brinker Capital. Morgan is a graduate from Mt. St. Mary's University where he majored in Political Science and minored in Business. Morgan is an active member of ICSC, NAIOP, MNCBIA, HBAM, and FCBA. Morgan holds his title and real-estate licenses and participates annually in various charitable events.
DAVID E. MILLER, Attorney, graduated from the University of Maryland at College Park with a B.A. in Government & Politics. After completing his undergraduate studies, he received his J.D. from the University of Maryland School of Law. David has been admitted to the bar in both Maryland & Delaware and his admission is pending in West Virginia.
HEIDI MURPHY, Vice President, has been with Residential Title since 1992. With over twenty-five years in the industry, she brings a wide array of knowledge and experience to the settlement table. Concentrating on Carroll, Howard and Frederick counties, Heidi handles many of our builder & commercial clients.
JUDITH A. BORNS, Vice President, is a graduate of the University of Dayton with a BS in elementary education. Judy oversees the marketing team's efforts and directs the Company's various marketing initiatives and special events in doing "Whatever It Takes." She served for 15 years as a marketing and sales executive with several leading homebuilders in the region, prior to joining Residential Title. Judy initially worked as an early childhood educator and as a reading specialist before relocating to Maryland in 1972 and beginning a new career in the Real Estate industry.
BETH BOOK, Senior Commercial Processor Beth has been in the title business for twenty five years. She has extensive knowledge of both commercial and residential aspects of the business. Beth had also managed a title company for several years prior to Commercial Settlement Services. Today Beth is focused completely on commercial settlements and works directly with Howard Perlow. Beth is married and has a son.
